Finance professional with 2+ years of experience across financial accounting, month-end close, and AML/risk compliance, pursuing CFA Level I (2027) and an MBA in Core Finance. Skilled in account reconciliation, financial reporting, and Advanced Excel, with growing exposure to financial modeling and variance analysis. Seeking an analysttrack finance role to apply analytical rigor and process-improvement experience to drive measurable business impact.

SKILLS

Financial Analysis & Reporting

• Financial Reporting & Analysis
• Budgeting & Variance Analysis
• Financial Modeling & Valuation (DCF)
• Financial Data Interpretation
• Forecasting

Accounting & Operations

• General Ledger & Journal Entries
• Account Reconciliation
• Accounts Payable / Receivable
• Month-End Close

Technical Tools

• Advanced Excel (Pivot Tables, XLOOKUP, Power Query)
• Power BI
• SAP FICO
• Tally ERP 9

Compliance & Risk

• Internal Controls & Audit Support
• AML/KYC & Risk Assessment
• Regulatory Compliance

PROFESSIONAL EXPERIENCE

Operations Intern

TRUST INVESTMENT ADVISORS PVT LTD
May 2025 – August 2025
Mumbai, India

Responsibilities & Achievements:

• Redesigned the team's physical and digital filing system covering administrative and staff records for 250+ employees, cutting document retrieval time by 15% and improving daily operational efficiency.
• Documented end-to-end operational workflows across 4 core processes in partnership with senior team members, enabling a process-improvement initiative later used to onboard future interns.
• Co-authored internal performance-trend reports analysed across 8 operational metrics, presenting findings to management that drove two efficiency-focused process changes.

Associate Accountant

TRUST INVESTMENT ADVISORS PVT LTD
February 2023 – July 2024
Mumbai, India

Responsibilities & Achievements:

• Directed month-end close for 20+ assigned accounts, posting journal entries and completing balance sheet reconciliations each cycle to sustain 100% financial statement accuracy ahead of reporting deadlines.
• Validated and processed 300+ accounts payable and receivable transactions monthly, maintaining accurate documentation across the full AP/AR cycle and enabling on-time settlements for 500+ vendors and clients.
• Assembled audit-ready documentation packages ahead of internal and statutory audits, organizing financial records per cycle and contributing to zero audit findings related to documentation gaps.
• Investigated 12 monthly expense reports against company policy, identifying and correcting discrepancies that strengthened financial data integrity and improved internal-control compliance by 12%.

Accounts & Finance Intern

TRUST INVESTMENT ADVISORS PVT LTD
July 2022 – January 2023
Mumbai, India

Responsibilities & Achievements:

• Posted 500+ financial journal entries monthly using SAP FICO, supporting accurate account management under senior accountant supervision.
• Coordinated with cross-functional teams on 5 finance projects that streamlined recurring workflows, reducing turnaround time on shared deliverables by an estimated 10%.
• Verified 6 expense reports for policy compliance while maintaining strict confidentiality of sensitive financial data.

EDUCATION

CFA Level 1 Candidate

CFA Institute
2027 | New York, USA

Master of Business Administration

Core Finance
CMS BUSINESS School, Jain University
2024 – 2026 | Bengaluru
CGPA: 7.0

Bachelor of Commerce in Accounting and Finance

ST. Rocks College Of Commerce, Science, and Law
2019 – 2022 | Mumbai
CGPA: 7.9

Graduated XII, Commerce

Indian School Muscat
2018 – 2019 | Muscat, Oman
CGPA: 8.0

Graduated X

Indian School Muscat
2016 – 2017 | Muscat, Oman
CGPA: 8.0

CERTIFICATES

• Financial Modelling and Valuation
• SAP FICO
• Tally Prime & ERP 9
• Microsoft Office Administration
• Advanced Diploma in Financial Accounting

PROJECTS

Digital Payments Monetization Study

• Built a framework evaluating indirect monetization of UPI and banking performance data, analysing transaction-volume trends across 15 data points to identify revenue-driver hypotheses relevant to digital-payments strategy.

Debt Capital Market Operations & Finance

• Researched deal structuring and operational workflows in debt capital markets, mapping the end-to-end issuance process and summarizing findings for market participants.

IoT Growth & Market Study — India

• Assessed adoption drivers, market sizing, and adoption barriers for IoT in India using secondary research across 10 sources, producing recommendations on future growth prospects.

Smart Grocery Cart Adoption Study

• Analyzed consumer adoption trends for automated-checkout smart cart technology in India, evaluating 5 survey/data sources to assess commercial viability and adoption barriers.

LANGUAGES

• English
• French
• Hindi
• Konkani
• Marathi